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Commencement 2017

Congratulations 2017 Graduates!

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It’s a wonderful day full of pride and joy, smiles and tears, and even the weather cooperated.

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School of Business and Management Faculty (from left to right) Professors Goodsen, Martin, Campodonico, Holtzman, and Verma getting ready for an exciting day.

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With a packed house, we saw over 500 graduates commence their new lives beyond NDNU.  I’m so very proud of my students. They work really hard and deserve to celebrate their accomplishment.


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I got lucky and found a spot at the end of the stage when the School of Business and Management when through so I could congratulate my students as they walked across the stage and received their diploma. Lots of hugs to go around – The best part!

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The picture here is really bad, but the moment was really great. This is JP showing his excitement that there’s no more spreadsheet homework from me!

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Here’s my teaching assistant, Eric Lee, enjoying the moment.

Markets and China

Markets were down a couple points last year and started this year looking worse. As my students and followers know, this was expected. I have been worried about the Fed rate hike and a China collapse for some time.

Today on This Week with George Stephanopoulos Nobel Laureate Paul Krugman finally started to agree with me. Unfortunately, he still is a step behind.

Here’s what he said, followed by my take. Continue reading Markets and China

Is it a Business or a Hobby?

The article, Get rich or die vlogging: The sad economics of internet fame, provides a good example of how easily people can become about business.

The author, Gaby Dunn, tells us about how hard it is for even the most popular youtube video stars to make a living. It’s a solid piece of work save one thing. It never addresses the most fundamental issue.

Is it a hobby or is it a business? Continue reading Is it a Business or a Hobby?

How to Choose Good Passwords

Do you leave the key for your front door under the mat?

Do you leave your car doors unlocked?

The cyber equivalent of that level of security is the password “123456,” which is the number one password two years running according to Splash Data News. Click the link for the entire list.

Passwords that are obvious make them horrible protection. It’s like a hiding place that everyone would look.

Security is not an inconvenience for criminals. It’s supposed to  prevent them from getting in.

Here’s a few methods that will help… Continue reading How to Choose Good Passwords

Should we give up on privacy?

Assume that everything you type will be on the front page of the NY Times, so type wisely. Emails, texts, even snapchat instant deleted photos can/will come back to haunt you.

Fighting this seems pointless.

In facing this onslaught Sun Tzu would have suggested retreat and avoidance, but that’s not an option in today’s technological driven world.

I am writing this on a Macbook Pro with a camera pointed right at me. I’m pretty sure it’s not on, but with every passing day, I wonder a bit more about it. But at least I know about this.

What I didn’t know until recently was… Continue reading Should we give up on privacy?

Robbins Book Scares Me

Tony Robbins, who’s rah-rah and NLP I am okay with, has a new book that scares the daylights out of me.

He now touts himself a financial guru now and has tapped into some top financial names for his new book. While I haven’t seen is book yet, reports that seem very valid suggest that he interviewed a true financial genius, Ray Dalio of Bridewater Capital, and came away with a portfolio that has been called “All Weather.” The back testing on this portfolio from 1984 shows an average return of 7% and only four down years with a worst down year of -3.9%.

That sounds too good to be true…those who know me can finish this sentence already… Continue reading Robbins Book Scares Me